Carret Asset Management's investment strategy is based on the conviction that diversification,
not only among asset classes, but within asset classes – is essential to preserving and enhancing wealth.

Carret offers eight distinct active strategies, each representing a different investment opportunity:

Separately Managed Accounts
   Municipal Fixed Income
   Taxable Fixed Income
   Opportunity Fixed Income
   Leverage Opportunity Fixed Income
   Large Cap Equity
   Custom Balanced

Mutual Funds
   American Independence Carret Core Plus Fund
   American Independence Kansas Tax-Exempt Fund